Step-by-step flow

Money stays with your broker. SmartETF just does the heavy lifting.

Connect Zerodha, Dhan, Groww, or Finvasia. Our algorithm tracks ETFs 24/7, buys more during crashes, and keeps you relaxed.

Workflow

4 steps from signup to automation

1

Connect broker

Use read-only API keys or OAuth to link your preferred broker. No passwords stored, revoke anytime.

2

Pick ETF plan

Choose SIP amount, ETF basket (Nifty, Auto, Banking, Metal), dip multiplier, and risk guardrails.

3

Automation takes over

SmartETF tracks volatility, schedules regular SIPs, and automatically increases allocation during crashes.

4

You approve & track

Receive WhatsApp/email alerts, approve large buys, view performance in dashboard, pause anytime.

What runs behind the scenes?

  • Dip-multiplier engine buys up to 4× units when ETF falls by preset %.
  • Volatility guard stops investing when markets are overheated.
  • Capital protection rules ensure no single ETF gets more than your cap.
  • Transparent logs—you see every signal, timestamp, and execution reference.
Sample timeline (₹10k SIP)
  1. Day 1 – Regular SIP executes ₹10k.
  2. Day 12 – Auto detects 4% market dip → invests extra ₹20k (multiplier 2×).
  3. Day 15 – Notification sent with execution ID and units bought.
  4. Month end – Dashboard summary emailed + downloadable PDF.
Account & security

256-bit encryption, optional TOTP, and IP whitelisting. Disconnect anytime from SmartETF dashboard.

Supported brokers

ZerodhaDhanGrowwFinvasia

More integrations coming soon. Need another broker? Tell us.

Money movement

SmartETF never touches your money. Orders execute inside your broker account with full audit logs.

Common questions

Quick answers before you start

Do I lose control over trades?

No. You set limits, and you can require approval for amounts above your comfort level.

What if markets don’t crash?

We continue your normal SIP and hold cash buffer. No over-investing when momentum is overheated.

How fast can I start?

Most investors connect broker + configure plan in under 10 minutes. First SIP can run the same day.

Is there a lock-in?

No lock-in. Pause or cancel any time from the dashboard or by disconnecting the broker API key.

Explore more SmartETF guides

Dive deeper into automation, algorithms, and diversification.