Beginner friendly guide

Build long-term wealth with ETFs + SmartETF automation

Understand what ETFs are, why they beat individual stocks for busy professionals, and how SmartETF adds ₹21.77L extra over 15 years.

Start from ₹8,000/month Jump to basics
On this page
1. ETF basics 2. ETFs vs stocks 3. ETFs vs mutual funds 4. SmartETF advantage 5. Get started
1. What is an ETF?

Exchange Traded Funds (ETFs) are baskets of stocks that track an index (e.g., Nifty 50, Nifty Auto). They trade like stocks but give mutual-fund style diversification.

Low cost

Expense ratios typically 0.05% – 0.3%.

Diversified

Own 50+ stocks in one click.

Liquid

Buy/sell anytime during market hours.

2. ETFs vs picking individual stocks

Unless you have hours daily to research, concentrated stock bets can ruin compounding. ETFs smooth out the ride.

Individual Stocks ETFs
Time required High – tracking quarterly results Low – index rebalances automatically
Risk of blowups High – 1 bad stock hurts portfolio Low – diversified basket
Costs Brokerage + slippage per stock Single transaction, very low fee
3. ETFs vs mutual funds (2026)

Mutual funds are still great, but ETFs win on cost and transparency.

  • Fees: Active equity mutual funds average 1.5% expense ratio; ETFs ~0.15%.
  • Transparency: ETFs publish holdings daily, mutual funds monthly.
  • Taxation: Both share same capital gains rules, but ETFs avoid exit loads.
  • Execution: Mutual funds execute end-of-day; ETFs trade instantly, letting SmartETF catch dips.
4. How SmartETF multiplies ETF performance

We keep the benefits of ETFs and add automation:

  • Crash multiplier: When ETF price drops by X%, SmartETF automatically buys more units (based on your settings).
  • Volatility guard: Stops over-buying when markets are overheated.
  • Broker integration: Orders execute inside Zerodha, Dhan, Groww, or Finvasia.
  • Reporting: Monthly PDF + dashboard shows regular SIP vs SmartETF extra wealth.
5. Ready to begin?
  1. Open/ensure API access with your broker.
  2. Sign up on SmartETF, connect broker, choose ETFs.
  3. Set SIP + dip-multiplier rules, fund your broker account.
  4. Let automation run. Review monthly and adjust.
Start SmartETF today See automation flow

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